Our Lenders

MortgageMe — Lender Panel, Products & Commission Rates
📞 Lender Contacts 📊 FY2026 Worksheet

📞 Lender Contact List

73 contacts across 10 lenders · live search · click-to-call & click-to-email · printable

📞 Open Lender Contact List

🏦 Main Banks

🏦 ANZ

Main Bank
ProductCommission
ANZ (Standard)0.85%
ANZ Flexi (Revolving Credit)0.43%
ANZ Commercial0.50%
Note: Does not offer Offset Loans (use Flexi instead).

🏦 ASB

Main Bank
ProductCommission
ASB (Standard)0.85%
ASB Orbit (aka Revolving Credit)0.425%
ASB Commercial0.55%
Note: Does not offer Offset Loans (use Orbit instead).

🏦 BNZ

Main Bank
ProductCommission
BNZ0.55%
Note: Standard product only — no separate revolving credit commission.

🏦 Co-operative Bank

Main Bank
ProductCommission
Co-Op0.85%
Co-Op Revolving Credit0.70%
Note: Higher revolving credit commission than most banks.

🏦 Kiwibank

Main Bank
ProductCommission
Kiwibank0.55%
Note: Standard product only — no separate revolving credit commission.

🏦 Westpac

Main Bank
ProductCommission
Westpac0.90%
Westpac Commercial0.60%
Note: Highest standard commission of all main banks. Commercial products available.

🏦 SBS

Main Bank
ProductCommission
SBS (FHL & Residential App with LTV <85%)0.85%
SBS Residential App with LTV >85%0.75%
Note: Lower commission when LTV is over 85%.

🏢 Non-Bank / Second-Tier Lenders

⚠ Important: Second-tier lenders require an extra fee disclosure prompt to be sent to the client. Confirm with the Adviser before submitting.

🏢 AIA Go Home Loans

Second-Tier
0.60%

Insurance-backed home loan products via partnership.

🏢 Avanti Long Term

Second-Tier
0.80%

Long-term lending solutions.

🏢 Avanti Short Term

Second-Tier
1.00%

Short-term bridging finance.

🏢 BaseCorp

Second-Tier
1.00%

Specialist lending.

🏢 CFML

Second-Tier
1.00%

Specialist commercial / residential lending.

🏢 Finbase

Second-Tier
0.55%

Mortgage finance solutions.

🏢 Liberty Finance

Second-Tier
0.60%

Specialist lender for self-employed and complex scenarios.

🏢 NBS (Nelson Building Society)

Second-Tier
0.70%

Regional building society.

🏢 Pepper Money

Second-Tier
0.60%

Specialist / non-conforming lending.

🏢 Simplify

Second-Tier
Fee-based

Fee-based commission — confirm fee structure with the Adviser before submitting.

🏢 Unity

Second-Tier
0.90%

Specialist lender.

No lenders or products match your search. Try a different word or clear the filter.

📊 Commission Quick Reference Table

All 25 lender products in a flat searchable list. Search and filters above apply here too.

Lender / ProductTypeCommission
ANZ — ANZ (Standard) Main Bank 0.85%
ANZ — ANZ Flexi (Revolving Credit) Main Bank 0.43%
ANZ — ANZ Commercial Main Bank 0.50%
ASB — ASB (Standard) Main Bank 0.85%
ASB — ASB Orbit (aka Revolving Credit) Main Bank 0.425%
ASB — ASB Commercial Main Bank 0.55%
BNZ — BNZ Main Bank 0.55%
Co-operative Bank — Co-Op Main Bank 0.85%
Co-operative Bank — Co-Op Revolving Credit Main Bank 0.70%
Kiwibank — Kiwibank Main Bank 0.55%
Westpac — Westpac Main Bank 0.90%
Westpac — Westpac Commercial Main Bank 0.60%
SBS — SBS (FHL & Residential App with LTV <85%) Main Bank 0.85%
SBS — SBS Residential App with LTV >85% Main Bank 0.75%
AIA Go Home Loans Non-Bank 0.60%
Avanti Long Term Non-Bank 0.80%
Avanti Short Term Non-Bank 1.00%
BaseCorp Non-Bank 1.00%
CFML Non-Bank 1.00%
Finbase Non-Bank 0.55%
Liberty Finance Non-Bank 0.60%
NBS (Nelson Building Society) Non-Bank 0.70%
Pepper Money Non-Bank 0.60%
Simplify Non-Bank Fee-based
Unity Non-Bank 0.90%

📊 FY2026 Commission Worksheet

Track every settled deal in Teams. Update as soon as a client app has a settlement date — commission forecasted is automatically calculated from the lender row.

📊 Open the FY2026 Worksheet

👥 MAS Team & Adviser Coverage

Who supports whom across the team. Pairings rotate based on workload — some advisers manage their own MAS workflow.

🤝 Shared MAS Team

Rotating

Team members:

  • Chris
  • Debbie
  • Jas (Senior MAS / Mentor)
  • Will

Supports these Advisers:

  • Becky
  • Daryl
  • Hayden
  • Nigel
Note: MAS-to-Adviser pairings rotate based on capacity — check the FY2026 Worksheet for the latest active file allocations.

👨‍💻 Self-Supporting Advisers

Solo

Advisers who handle their own MAS work:

  • Krista
  • Marie
Note: Krista and Marie complete their own client documentation, Trail updates, and lender submissions — they do not rely on the Shared MAS Team.

🎈 New MAS Starters — July 2026

Onboarding

Joining the Shared MAS Team:

  • Jordyn (Foundation Track — starts 8 July)
    Buddy: Debbie
  • Nigel (Fast-Track — starts 13 July)
    Buddy: Will
Note: Both starters are mentored by Jas. Foundation Track = full MAS basics; Fast-Track = MortgageMe-specific differences only.